Fill the Gaps Your
Primary Plan Leaves Behind.
Dental, vision, and ancillary plans protect you from the everyday expenses and critical events that standard health insurance doesn't fully cover — often for just a few dollars a day.
Three Layers of Protection
Each type fills a different gap. Together, they give you comprehensive protection for the expenses health insurance routinely leaves uncovered.
Comprehensive Dental — Not Just Cleanings.
Major dental coverage goes far beyond the basics. From routine cleanings and X-rays to fillings, crowns, root canals, and orthodontics, a strong dental plan keeps your smile — and your wallet — protected.
Most health insurance plans exclude dental entirely. Without standalone coverage, a single crown can cost $1,200 or more out of pocket. Bruce finds affordable plans that cover what you actually need.
- Preventive care: cleanings, X-rays, oral exams — typically at 100%
- Basic restorative: fillings, extractions, periodontal treatment
- Major services: crowns, bridges, dentures, root canals
- Orthodontics available for children and adults
- Individual, family, and group dental plans available
- In-network discounts with broad nationwide provider lists
Clear Coverage for Eyes That Work Hard.
Vision insurance covers the routine eye care most people need every year — exams, prescription lenses, frames, and contacts — at a fraction of the out-of-pocket cost. Yet most health plans exclude it entirely.
A standalone vision plan typically costs less than $20/month and can save hundreds annually, especially for families or anyone who wears glasses or contacts.
- Annual comprehensive eye exams covered
- Prescription eyeglasses — frames and lenses
- Contact lens fitting and supply allowance
- Discounts on LASIK and corrective surgery
- Wide network of ophthalmologists and optometrists
- Affordable individual and family vision plans
Protection for Life's Most Expensive Moments.
Ancillary plans cover the critical events your primary health insurance addresses poorly — like a cancer diagnosis, heart attack, or extended hospitalization. These plans pay cash directly to you, giving you financial flexibility exactly when you need it most.
These aren't minor add-ons. For many families, a critical illness benefit is the difference between financial recovery and financial ruin after a serious diagnosis.
- Cancer, heart attack & stroke — lump-sum cash benefit
- Catastrophic hospitalization indemnity coverage
- Short-term disability income replacement
- Accident coverage for injuries and emergencies
- Life insurance riders and term coverage add-ons
- Benefits paid directly to you — use however you need
Every Gap, Covered.
Bruce works with leading carriers to build a supplemental coverage package tailored to your situation — individually, for your family, or for your business.
Major Dental
Full-spectrum dental plans covering preventive, basic restorative, and major services including crowns, root canals, and orthodontics. Individual and family options available.
Standalone or bundledVision Plans
Annual eye exams, prescription lenses, frames, and contact lens allowances. LASIK discounts available. Typically under $20/month for individuals.
Individual & familyCancer, Heart & Stroke
Lump-sum cash benefit paid directly to you upon diagnosis. Use it for treatment costs, lost income, or anything else — no restrictions.
Critical illnessHospital Indemnity
Daily cash benefit for each day you're hospitalized — helping cover the out-of-pocket costs, deductibles, and income loss that come with an extended hospital stay.
Catastrophic protectionAccident Coverage
Cash benefits for injuries from accidents — ER visits, fractures, dislocations, and more. Fills the deductible gap on your primary health plan without disrupting your finances.
Accident & injuryShort-Term Disability
Income replacement if an illness or injury prevents you from working. Protects your paycheck — typically 60–70% of your income — while you recover.
Income protectionYour Health Plan Doesn't Cover Everything. These Do.
The average American pays over $1,300 out of pocket in health costs each year — and that's with primary insurance. Dental visits, eye exams, prescription glasses, and critical illness events are often excluded entirely or only partially covered.
Supplemental coverage closes these gaps affordably. Most plans cost just a few dollars per day and can prevent a single medical event from becoming a financial crisis.
- The average root canal costs $1,000–$1,800 without dental insurance
- A cancer diagnosis averages $42,000 in out-of-pocket costs in year one
- One hospitalization can trigger $5,000–$20,000+ in uncovered costs
- Glasses and contacts cost $300–$700/year without vision coverage
Average annual out-of-pocket health spend per American
Average year-one out-of-pocket cost of a cancer diagnosis
Average annual cost of glasses & contacts without vision coverage
Average cost of a single root canal without dental coverage
Adding Coverage Takes One Call.
Bruce handles everything — from identifying your gaps to finding the right plans and completing enrollment on your behalf.
Review Your Current Plan
Bruce reviews what your existing health insurance covers — and identifies exactly what it leaves exposed.
Identify the Right Gaps
Not everyone needs every type of coverage. Bruce recommends only what makes sense for your situation and budget.
Compare Carriers
Bruce shops dental, vision, and ancillary options across leading carriers — finding the best value for your coverage needs.
Enroll & You're Done
Enrollment is handled for you. Bruce stays as your agent for any future claims or changes — no call centers, ever.
Dental, Vision & Ancillary FAQs
Answers to the questions people ask before adding supplemental coverage.
Get Dental, Vision & Ancillary Plans That Actually Fit.
Tell Bruce what you have and what you need — he'll identify the gaps in your current coverage and find affordable supplemental plans that fill them. No pressure, no guesswork.
- Standalone or bundled with your existing health plan
- Individual, family, and group plans available
- Critical illness, hospital indemnity & disability options
- Bruce handles enrollment and stays your agent for every claim
- Licensed in 30+ states — serving clients nationwide
Get My Supplemental Quote
Bruce will identify your gaps and compare plans within one business day.
🔒 Completely confidential. Your information is never sold or shared.