Protecting Your Health.
Building Your Wealth.
Expert guidance on health insurance, IUL life policies, and fixed indexed annuities — personalized for individuals, families, and business owners across the U.S.
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Coverage for Every Stage of Life
Whether you need health coverage today or a tax-free retirement strategy for tomorrow — I have tailored solutions.
PPO Plans
Access a broad network of providers at a predetermined rate. Flexibility to choose your doctors, no referrals required — ideal for those who want full control over their care.
Individual & Family Healthcare
We assess your family's needs, compare leading plans across top carriers, and provide personalized recommendations so you find comprehensive, affordable coverage efficiently.
Small Business Health Insurance
Group health coverage that protects your team and attracts top talent. We evaluate your needs, compare top providers, and deliver customized, cost-effective solutions.
Major Dental & Vision Plans
Comprehensive dental and vision coverage — standalone or added to your existing health plan for very little cost. Discounts on routine care, specialist visits, and more.
Ancillary Plans
Cancer, Heart Attack & Stroke · Catastrophic Hospitalization · Life Insurance · Annuities — add-ons that fill the critical gaps in primary health coverage.
Section 125 Workplace Plan
A $0-cost-to-employer benefit plan that lowers payroll taxes while providing employees hospital indemnity, telemedicine, prescriptions, and wellness benefits.
Indexed Universal Life (IUL)
Non-med IUL up to $2M — approved in as little as 1–5 days. Tax-free cash value growth with market-linked upside, zero downside risk, and 18 living benefits included.
Group IUL for Businesses
The only group IUL selling system on the market. Enroll 2–10,000 employees at a time — the smarter, tax-free alternative to a 401K or 403B at zero cost to the employer.
Fixed Indexed Annuities (FIA)
Guaranteed income for life with market-linked growth and zero loss of principal. Access to top 40 FIA carriers nationwide to find the right fit for your retirement timeline.
401K vs. IUL Comparison
Using proprietary software, we provide a detailed side-by-side illustration of your 401K or 403B versus an IUL — so you can make a truly informed decision for your future.
Tax-Free Retirement Planning
Reduce market risk, income risk, health risk, legislative risk, and tax risk — all in one product. Employees retain full coverage through employment and into retirement.
Business Owner Benefit Strategy
Help your business hire top talent, retain key employees, reduce benefit costs, and lower taxable income — all while increasing overall profitability with a proven system.
My Client's Best Interest Comes First.
As a licensed Financial and Insurance Advisor for over 25 years, I've helped clients in almost every state across the U.S. My goal is straightforward: make sure every client gets the best possible coverage at the best possible price.
I act as your personal agent at every step — including at claim time — so you never have to navigate the insurance company alone. You focus on what matters; I handle the paperwork and follow-up.
Through my partnership with My American Prosperity, I now also help individuals and business owners build tax-free retirement wealth through IUL policies and Fixed Indexed Annuities.
- Licensed in most states
- 100% phone-based service
- Free 15-min consultation
- Your advocate at every claim
- 5,000+ satisfied clients
- Non-captive & truly independent
The Smarter Alternative to Your 401K
Through my collaboration with My American Prosperity, I offer the country's most powerful Group IUL system — giving business owners a way to deliver tax-free retirement benefits to their teams at $0 cost to the employer.
- Market-linked growth with zero downside risk — you keep gains, never lose principal
- Tax-free retirement income with no required minimum distributions
- 18 living benefits — real coverage you can use while you're still alive
- Non-med IUL up to $2M, typically approved in just 1–5 business days
- Sell 2–10,000 group IUL policies at a time via the only group system on the market
- Access to top 40 Fixed Indexed Annuity carriers nationwide
Non-Med IUL
coverage limit
Living benefits
per policy
Employer cost
(Section 125)
FIA carriers
available
Group IUL policies can be enrolled in a single business engagement
What Clients Are Saying
Common Questions & Misconceptions
People delay making smart financial decisions because of myths. Let's clear them up.
Request a Free Quote
No pressure, no hassle. Honest guidance on the right coverage — most quotes delivered within 24 hours.
Tell Me About Your Needs
Fill out the form and Bruce will personally reach out within one business day. All information is kept completely confidential.
Let's Find You the Right Coverage.
Available by phone, email, or message. I handle all the comparisons, follow-up, and paperwork — so you don't have to.
My Promise to You
I am your agent for every claim. You will never be handed off to a call center. When you work with me, you get a real person in your corner — every single time.